Both the real part and imaginary part of complex permittivity approximately have a log-linear frequency dependency at low fre- quencies, especially at ultra-low frequencies under conditions of different moisture concentrations and temperatures, which is recognized as the low frequency dispersion (LFD). In order to explain this dispersion, a new mechanism of dielectric response of LFD of oil-paper insula- tion is proposed. A simplified one-dimensional mathematical model of concentration polarization carrier caused by slow migration is developed and solved, which indicates that ion mobility is closely related to the size of gap and the adsorption capacity of cellulose molecu- lar chains to ions. A stochastic statistical model of the carrier mobility induced LFD is also developed. Moreover, actual tests under 50 °C and 2% moisture content were put forward, as well as simulations with according current waveforms. The simulation results agreed well with the experimental data in that concentration polarization of carriers caused by slow migration is the probable cause of low frequency dispersion of dielectric response for oil-paper insulation diagnosis.